Tammy specializes in offering comprehensive financial planning and investment management services to individuals, families, and business owners. She brings more than 20 years of investment experience to the SD Group, having served as the Equity Strategist for Hefren-Tillotson and as an Investment Analyst for a multi billion-dollar mutual fund. She is committed to improving financial literacy and helping individuals understand the role psychology and behavioral finance can have on investment decisions. She enjoys collaborating with clients across the financial life cycle and guiding them to financial wellbeing. She earned her MBA from the University of Pittsburgh, and her Bachelor of Science in Nursing and Psychology from Carlow University. Tammy holds FINRA series 6, 7, 63, 65, 66, 86, and 87 licenses. She is also a licensed Pennsylvania Life, Accident and Health insurance agent.